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This website tells you its current value and its daily evolution to know how much you are going to pay

Almost everyone who has a variable rate mortgage these days has one word in his mind: Euribor. After many months being negative, this value it has been rising drastically as a result of the global economic situation. That is why it may be important before reviewing your mortgage to consult the value of this index. The consultation can be carried out in the BOE itself or the BDE, but the most convenient is to use other pages that are more visual for customers.

The Euribor is the main indicator to be able to calculate the interest rate of variable mortgages. It is important to note that this value It will be applied in the revisions that are made and that can significantly increase the monthly mortgage payment. Every day this index varies, and it closes every month with its publication in the BOE, this being the one that is used by banking entities to apply it to their clients.

A website to easily check the evolution of the Euribor that affects your mortgage so much

Euribor Month

In order to have information before the review of your mortgage of the value of the Euribor, we recommend you consult the website On this page you will be able consult in a simple and visual way the evolution of the 12-month Euribor divided by days. A graph is attached to the calendar for the month itself to visualize the trend it is following and make your forecasts.

This simulator lets you know how much you can save on your mortgage if you pay it off now

Although, this daily evolution is not taken by the banks. All entities are governed by the average Euribor for a full month. That is, if we are at October 31, the Euribor that will be applied will be the one issued in September. This is something that can be consulted on this website also in a table that groups the different months and being able to observe all the values ​​of the previous six years.

Monthly Euribor

It must be taken into account that this website is nourished by the official data provided by the Bank of Spain. Although, the calculations are always made on non-holiday business days at 11:00. In this way you will always have the 12-month Euribor data at hand to be fully prepared when they are going to perform the review.

Consult the official data used by banks

Despite the fact that this website offers information taken from the BOE or the Bank of Spain, it must be taken into account that 100% of this data cannot be trusted. Despite being a way to visualize this evolution in a very attractive way, We also recommend you go through official channels.

To do this, you can consult the PDF document that the Bank of Spain updates daily with all the daily data of the Euribor and also the history of months. But the main data is the one that is published between the 1st and 5th of each month in the Official State Gazette and that is taken as a reference for all banking entities. In these cases, we recommend you to be very aware of this index to make your economic forecasts.

In advance, you will be able to make your own calculations with the calculators that are available on the web to find out how much you will end up paying month by month for your mortgage until the next review.


How much does the mortgage rise with the Euribor

Answering this question is not possible without taking into account the conditions of each mortgage, the moment in which it is updated or the debt figures themselves. However, with the Bank of Spain simulator we will be able to find out.

To make the calculation, the institutionIt will ask you to enter the initial capital, the interest rate of our quota and the repayment terms on its website. We can also configure the subsequent interest rate, also selecting the year or month in which the rate changes.


It’s a scam and in the end only you pay

Job offers promising high wages for 20 minutes of work a day; and, furthermore, with a multinational and recognizable company behind it, such as Amazon. It could only get better if, instead of you trying to convince them to hire you, company representatives contact you to encourage you to work with them.

Sounds good? Too good to be true, specifically? Well, that’s because it’s not even close to true. This is the umpteenth online scam in which in the end the only one who pays money is you.

During the second half of last year, several Latin American media (from countries like Mexico, Argentina, Bolivia or Colombia) echoed a campaign of sending messages through WhatsApp in which a “Amazon project business manager” introduced himself claiming to be hiring a “part-time” team, specifically “10 to 20 minutes”. Wow, the days are short on the other side of the Atlantic.


The scam jumps the puddle

But now, the scam has crossed the ocean and the “commercial manager” is no longer the one who contacts the potential “signings” of the company, but the person who writes to us identifies himself as ‘Amazon platform receptionist’. Another version of the message, more impersonal, only notifies us that “Amazone Commerce recruits employees online.” Yeah, amazon.

The INCIBE warns of new phishing in Spain: you sign up for a job offer and you may end up involved in something illegal

The salary varies between “8-500” (8,500? Between 8 and 500?) US dollars for one version of the message and 36,000-240,000 ‘CLP’ (abbreviation for Chilean pesos) for the other. What does not change is the length of the working day: 20 minutes a day.

Do not trust unsolicited messages, job offers you have not applied for, or links to web domains that do not match the official one

In the message from ‘Amazone Commerce’ we are not even told what the job consists of, but we are offered to click on the “Whatsapp customer service link to start earning money”. Leaving aside that We don’t know what WhatsApp looks like in this, the truth is that the URL (from domain ‘’) provides little security.

In the other version of the message, the receptionist tells us that the job is to help her “process Amazon orders,” and then explains that the company “need different IP addresses to help the store increase sales and exposure”.


The two versions of the message that are being distributed (Image via


In any case, if we answer that we are interested, we are encouraged to continue the conversation on the Telegram application. There we will be told that we are perfect for the job (once we have confirmed we have credit card), we will be asked to create an account on a platform without any connection to Amazon (‘’) and send a screenshot to show that we have met that requirement.

It is there where the ‘contracted’ user will begin to carry out tasks of 20 minutes a day for which theoretically they are going to pay us, but then the scammers will try to convince the now scammed to enter small amounts of money to be returned with commissions


‘Work’ interview via Telegram (Image via

…until the victim reaches a certain amount of money deposited and at that moment you lose access to the platformwithout the possibility of contacting anyone to demand the return of the money.

Amazon is a regular target of impersonators from Internet companies and, of course, has nothing to do with these messages. In fact, the company warns that they never use messaging applications for work communications.

Via |

Image | Xataka Mexico

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The Police warn of the danger we expose ourselves to when we scan QR codes in any bar or restaurant

One of the most visible and lasting consequences of the pandemic has little to do with the health field; We are talking about the rise of QR codes in all kinds of bars and restaurants. In a short time, they went from being an exotic resource to being available in many places and now, when even masks are part of the past, these particular graphics continue to be an alternative or complement to the physical menu.

The most common thing for a QR code is to use it as a ‘bridge’ to access the web version of the letter or menu from our mobile device (most already integrate the function of scanning QRs into the Camera application). In other cases, you can direct us instead to the mobile app of the venue, to a simple text, or to an event or geographic coordinates.

In any case, create and print a QR that redirects to any online resource we want is something that is in the hands of literally anyone. And so, Despite its many advantages, it also opens an obvious door for malicious uses.. And forces us to have so much be careful when scanning a QR code like the one we have when clicking on a link in an e-mail or SMS.

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Police advise you to be careful what you scan

For this reason, the Police have begun to spread, from their TikTok account, recommendations to keep a close eye on what we scan with our smartphone:

“Sometimes these codes can be malicious, and can download viruses or any type of malware to your device.”

“If you want to be totally safe, install software that detects them.”

QR codes and their privacy risks: when even scanning a simple menu can make it easier for us to be tracked

If you don’t know which software to install, you can take a look at this recommendation of the 9 best antivirus for mobiles in Xataka Android.

But of course, Downloading malware isn’t the only bad thing What can happen to us if we come across a malicious QR. There is always the possibility of falling for a phishing attack, in which we are sent to a website that supplants that of the place where we find it, or that of a financial institution or payment gateway:

“Be very careful if they ask you for any personal data on the web you access. And activate all the alerts if they ask you for any amount of money.”

And finally, we cannot assume that it is a legitimate QR just because “it is in a restaurant”… because a third party may have given him the ‘big change’. This is what the police say about it:

“If you find it in any bar or cafeteria, before scanning it, make sure that it is not a sticker stuck on the original QR”.

“If you have any kind of doubt, consult the establishment. And if you are a victim, report it.”


Attention with the #QR codes 👀 #police #tips #seguridad #aprendeentiktok

♬ SUN GOES DOWN – Andreas Roehrig

Image | Bing Image Creator

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This old shortcut clears your entire screen on any version of Windows. And it returns it to its state with pressing it again

When using a computer, regardless of the operating system you have, there are two types of people: those who are highly organized and cannot have more than two windows open at the same time, and others who open many programs or tabs simultaneously, causing Chaos reigns on the desktop. But for these latter people, there are some keyboard shortcuts that can be really useful to be able to clear the chaotic view they have on the screen in a few seconds.

And it is that when you have many windows open from the browser or from another program, seeing the desktop again is a cumbersome task. The first thing that occurs to you is minimize each of the windowsbut this is a tedious process, especially when you spend many hours without closing anything.


Windows + D: the keyboard shortcut that will bring order to your desktop

To be able to do it in a much faster way, you can resort to the very productive keyboard shortcuts. Although many of them are unknown, and we only stick to the classic copy and paste, the truth is that They have great potential for day to day of anyone.

Key G6563da8b4 1280

And for this action of minimizing all the windows on the desktop, there is an old shortcut that will perfectly fulfill this task and that works exactly the same in all versions of Windows. We talk specifically about Windows + D keyboard shortcut.

By pressing this key combination, all the windows that you have open will be minimized to be able to consult that file that you have on your desktop and that you needed to consult quickly. But in case you need to return to the chaotic state with all windows open, You will be able to do it by pressing this keyboard shortcut again.

My favorite Windows keyboard shortcut for finding many useful tools and traveling back in time

In addition to the shortcut, we must also remember the possibility of pressing on the right side of the taskbar in the latest versions of Windows. By clicking on this end you will be able to achieve exactly the same as with the keyboard shortcut when clearing your screen, but also by clicking on it again you can leave it as at the beginning.

Photos | Daniel Agrelo, AnonymAT

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