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these are the limits and how to avoid them

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The ease of using our iPhone to send or receive money almost immediately means that too many times we lose perspective of what we are doing. Services like Bizum or PayPal, or simply using the Wallet app, hide, in the best sense of the word, that what we are doing is making a transfer.

And these transfers have their regulation and their rules. The function of sending money as a friend is interesting, yes, but subject to let’s clarify some things to the Tax Agency. We are talking, in particular, about the fines that the Treasury can impose for making transfers, even if they are to the family.

Transfers subject to regulation, although making them from the iPhone seems the most natural to us

According to the Money Laundering Prevention Law, the transfer limit is set at 10,000 euros as long as it leaves our borders. That said, most banks set this limit at 6,000 euros, although the Treasury could always review any transfer that may seem suspicious.

Although the limit within our national territory is 100,000 euros, what is less clear in the regulations is that, in certain circumstances, transfers accumulate their value to reach the limit. It doesn’t always have to be this way, but some Banking entities already request verification of the reason for the transfer and justification of the origin of money if, in a short period of time, the established limits are exceeded.

Let’s go back to the Treasury. It may be the case that we need to transfer an amount equal to or greater than 10,000 euros. The truth is that nothing prevents us, the only thing we must consider is that we have to fill out and present the corresponding report to the Treasury to communicate the movement of money. And if we don’t?

The fines range from a minimum of 600 euros to a maximum amount of 50% of the value of the transfer amount. A maximum amount that, speaking of the 10,000 euros that make up the limit, stands at a not inconsiderable 5,000 euros. Sufficient reason to remember to present the necessary documentation.

As Xataka Móvil reminds us, it is clear that the possibility of using Bizum or PayPal on our iPhone to transfer money to our relatives is most interesting. But, especially if we or our relatives live outside the national territory, let’s not lose sight of the fact that These transfers have their regulation and regulations.

In Applesphere | Do we have the PayPal app forgotten on the iPhone? We will be charged commissions unless we do this to avoid it

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IOS

Apple and Google must ban TikTok according to a US senator

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Michael Bennet, a Democratic US Senator from Colorado, is calling on Apple and Google to ban the TikTok app from the App Store and Play Store respectively. He cites national security reasons.

Banned for TikTok?

The TikTok social network is controlled by the Chinese group ByteDance and it has already been accused of collecting user data and then sharing it with the Chinese government. The company has always denied these accusations, but doubts remain among some politicians, especially in the United States.

So here is US Senator Michael Bennet who wrote a letter to Tim Cook (Apple boss) and Sundar Pichai (Google boss) asking them to ban TikTok, saying that no company subject to the “The dictates of the Chinese Communist Party should not have the power to accumulate so much data on the American people or provide content to nearly a third of our population”. He writes :

TikTok’s vast influence and aggressive data collection pose a specific threat to US national security because of its parent company’s obligations under Chinese law. Article 7 of China’s National Intelligence Law decrees that any organization or citizen must support, assist and cooperate with state intelligence work. Article 14 gives Chinese state security agencies the power to demand cooperation from companies like ByteDance, while Articles 16 and 17 allow intelligence officers to access relevant materials and files and use its communication tools and facilities.

He goes on to cite a June 2022 article revealing that TikTok employees had access to US user data between September 2021 and January 2022. “Everything is seen in China”had indicated an employee of the social network.

In view of the situation, the senator concludes his letter by stating: “Given these serious and growing concerns, I urge you to immediately remove TikTok from your respective app stores”.

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South Korea buries Apple’s iPhone clamping case (Battery Gate)

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The case of the voluntary slowing down of iPhone by Apple (battery gate), which, a few years ago, had earned the Cupertino company several strap lifts from international regulators, is bouncing back once again in South Korea. Against all expectations, the South Korean justice has indeed rejected a class action that pointed to the voluntary clamping of the iPhone in order, according to Apple, to save battery power and avoid an unexpected shutdown of the device. The proceedings initiated in court also argued that this restraint was a form of planned obsolescence whose objective was to encourage the purchase of a new iPhone.

Apple therefore escapes a new trial and possible compensation. The plaintiffs claimed no less than 1.64 million dollars in damages, an amount which would have been to be distributed among 9,800 people (owners or ex-owners of iPhone). Admittedly, the battery gate All the same, it dates back to 2017 – the year in which an iOS update reduced the performance of the iPhone’s processor to avoid unexpected shutdowns – but for those concerned, this does not change much.

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comes with the M2 chip, 256 GB and a featherweight for 220 euros less

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The main complaint that is attributed to the MacBook It is that the renewal between generations of this laptop has been rather scarce. A trend that has changed with the arrival of the MacBook Air 2022. Now, it is on Amazon at a minimum price and for 1,299 euros.

Apple 2022 MacBook Air Laptop with M2 Chip 13.6-Inch Liquid Retina Display, 8GB RAM, 256GB SSD Storage, Backlit Keyboard, Midnight Black

Apple 2022 MacBook Air Laptop with M2 Chip 13.6-Inch Liquid Retina Display, 8GB RAM, 256GB SSD Storage, Backlit Keyboard, Midnight Black

Buy the MacBook Air 2022 at the best price

It is very normal in Apple products that the sales are not very crazy, but it is a discount of 220 euros compared to its recommended price. This laptop has never been cheaper than these 1,299 euros. MediaMarkt also has it for the same price.

A laptop with an ultra-thin design and light weight (1.3 kg). your screen 13.6 inches is IPS LCD with Liquid Retinaoffering a 2K resolution, True Tone technology and 500 nit brightness. It has four speakers with spatial audio and Dolby Atmos compatible.

Inside, the main asset is the processor with the M2 chipwhich is accompanied by 8 GB of RAM and 256 GB of SSD storagealthough it can expand up to 2TB. The battery, according to Xataka’s tests, may have a autonomy of 12 hours.

With macOS Monterey as a system, includes a webcam with 1080p resolutiontwo Thunderbolt/USB 4 ports, other for MagSafe 3 and the headphone jack.

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If you become an Amazon Prime, you have a 30-day free trial (later 49.90 euros per year) to enjoy free fast shipping, priority access to offers, services such as Try first, pay later, Prime Video, Prime Music, storage unlimited photos or create a wish list on Amazon Weddings. Also, if you are a student, becoming a Prime Student costs half as much and you have a 90-day trial.
You can also try services like Kindle Unlimited or Audible free for 30 days.

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